International Student



All international students in Canada must have health insurance. Medical coverage available to international students varies from province to province. In provinces where international students are not covered under provincial health care plans, students must arrange for private health insurance coverage.As we know that the health care costs in Canada are too expensive and even thought Hospitals also can charge thousands of dollars each day, with many Canadian hospitals also charging a non-resident fee to patients to top it up not covered under a government health insurance plan therefore, the International Student Insurance helps protect you and your family from unexpected high costs due to a unfortunate medical emergency while you are studying in Canada. We will be there to make it certain that you get the care you need.

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Benefits Standard Plan Enhanced Plan Premium Plan
1. Hospital Accommodation Up to the semi-private room. If medically necessary, expenses for treatment in an intensive care or coronary care unit are also covered. Up to the semi-private room. If medically necessary, expenses for treatment in an intensive care or coronary care unit are also covered. Up to the semi-private room. If medically necessary, expenses for treatment in an intensive care or coronary care unit are also covered.
2. Medical Services Medical treatment by a legally licensed physician, surgeon, anaesthetist or registered graduate nurse Medical treatment by a legally licensed physician, surgeon, anaesthetist or registered graduate Medical treatment by a legally licensed physician, surgeon, anaesthetist or registered graduate
3. Diagnostic Services Laboratory tests and x-rays that are part of the emergency medical treatment. Magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies such services are approved in advance. Laboratory tests and x-rays that are part of the emergency medical treatment. Magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies such services are approved in advance. Laboratory tests and x-rays that are part of the emergency medical treatment. Magnetic resonance imaging (MRI), cardiac catheterization, computerized axial tomography (CAT) scans, sonograms or ultrasounds and biopsies such services are approved in advance.
4. Prescription Drugs, including injectable drugs and sera that can only be obtained upon medical prescription. This benefit is limited to a 30-day supply per prescription, unless the insured person is hospitalized. Drugs, including injectable drugs and sera that can only be obtained upon medical prescription.  This benefit is limited to a 30-day supply per prescription, unless the insured person is hospitalized. Drugs, including injectable drugs and sera that can only be obtained upon medical prescription. This benefit is limited to a 60-day supply per prescription, unless the insured person is hospitalized.
5. Private Duty Nurse Private duty nurse to a maximum of $5000. Private duty nurse to a maximum of $5000. Private duty nurse to a maximum of $5000.
6. Dental Emergency treatment up to $2,500 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face. a) Up to $4,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face.
b) up to $600 for relief of pain caused other than by a blow to the face, including impacted wisdom teeth, for which you have not previously received treatment or advice.
a) Up to $4,000 to repair or replace whole or sound natural teeth or permanently attached artificial teeth damaged as a result of an accidental blow to the face.
b) up to $600 for relief of pain caused other than by a blow to the face and including impacted wisdom teeth for which you have not previously received treatment or advice.
7. Medical Appliances a) minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers; and/or
b) the temporary rental of a hospital type bed, wheelchair, iron lung or other durable equipment for therapeutic treatment, not exceeding the purchase price..
a) minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers; and/or
b) the temporary rental of a hospital type bed, wheelchair, iron lung or other durable equipment for therapeutic treatment, not exceeding the purchase price.
a) minor appliances such as crutches, casts, splints, canes, slings, trusses, braces, walkers; and/or
b) the temporary rental of a hospital type bed, wheelchair, iron lung or other durable equipment for therapeutic treatment, not exceeding the purchase price.
8. Ambulance Services Licensed ground ambulance service up to $10,000 (includes taxi fare up to $100 in lieu of ambulance) to the nearest medical facility in an emergency. Licensed ground ambulance service up to $10,000 (includes taxi fare up to $100 in lieu of ambulance) to the nearest medical facility in an emergency. Licensed ground ambulance service up to $10,000 (includes taxi fare up to $100 in lieu of ambulance) to the nearest medical facility in an emergency.
9. Emergency Air Transportation up to $250,000 for:
a) air ambulance to the nearest appropriate medical facility or to a Canadian hospital or to a hospital in your country of origin for immediate emergency medical treatment;
b) transport on a licensed airline with an attendant (when required) for your emergency return to your country of origin or your province or territory of residence in Canada for immediate medical attention;
c) the fare for additional seats to accommodate a stretcher to return you to your country of origin or your province or territory of residence in Canada;
d) up to the cost of a one-way economy airfare to return you to your country of origin or your province or territory of residence in Canada.
up to $250,000 for:
a) air ambulance to the nearest appropriate medical facility or to a Canadian hospital or to a hospital in your country of origin for immediate emergency medical treatment;
b) transport on a licensed airline with an attendant (when required) for your emergency return to your country of origin or your province or territory of residence in Canada for immediate medical attention;
c) the fare for additional seats to accommodate a stretcher to return you to your country of origin or your province or territory of residence in Canada;
d) up to the cost of a one-way economy airfare to return you to your country of origin or your province or territory of residence in Canada.
up to $250,000 for:
a) air ambulance to the nearest appropriate medical facility or to a Canadian hospital or to a hospital in your country of origin for immediate emergency medical treatment;
b) transport on a licensed airline with an attendant (when required) for your emergency return to your country of origin or your province or territory of residence in Canada for immediate medical attention;
c) the fare for additional seats to accommodate a stretcher to return you to your country of origin or your province or territory of residence in Canada;
d) up to the cost of a one-way economy airfare to return you to your country of origin or your province or territory of residence in Canada.
10. Maternity In the event of pregnancy of an insured commencing during the coverage period the insurer will reimburse reasonable and customary costs incurred in Canada for a maximum period of 6 months following the birth of the child and up to a maximum amount of $5,000 for complications arising from such pregnancy and/or childbirth In the event of pregnancy of an insured commencing during the coverage period the insurer will reimburse reasonable and customary costs incurred in Canada for emergency medical treatment for a maximum period of 6 months following the birth of the child and up to a maximum amount of $10,000 for complications arising from such pregnancy and/or childbirth In the event of pregnancy of an insured commencing during the coverage period the insurer will reimburse reasonable and customary costs incurred in Canada for a maximum period of 6 months following the birth of the child and up to a maximum amount of $15,000 for pre-natal care, complications arising from such pregnancy, childbirth and post-natal care.
11. Repatriation a) Up to a maximum of $5,000 toward the actual cost incurred for the preparation of remains and transportation to your country of origin; or
b) up to $5,000 for cremation and/or burial at the place of death.
a) Up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains and transportation to your country of origin; or
b) up to $10,000 for cremation and/or burial at the place of death.
a) Up to a maximum of $10,000 toward the actual cost incurred for the preparation of remains and transportation to your country of origin; or
b) up to $10,000 for cremation and/or burial at the place of death.
12. Accidental Death & Dismemberment The insurer agrees to pay up to $10,000 for loss of life, limb or sight of an insured person resulting directly from accidental injury occurring during the coverage period. The insurer agrees to pay up to $15,000 for loss of life, limb or sight of an insured person resulting directly from accidental injury occurring during the coverage period. The insurer agrees to pay up to $15,000 for loss of life, limb or sight of an insured person resulting directly from accidental injury occurring during the coverage period